I Watched My Parents Work Hard
I watched my parents work hard and save. Every Friday my father would give my mother his weekly paycheck and that following Monday my mother would deposit it in the bank. She would then parcel the check for rent, food, clothing and necessities. As their savings grew, they began to invest. They were practical about life and their finances, so if something sounded too good to be true, they veered a different way.
(Photo) My father, Manny Buchman (2017), a smile that can melt your heart!
We Invite You to Discover and Experience the Power of Our Services
No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach develop a strategy that focuses on your objectives and needs while addressing any challenges along the way. We will help keep you on track toward your financial goals.
We invite you to explore our website. If something prompts a question, please send us a quick email or call our office. We look forward to speaking with you.
(Photo) My mother, Irene Buchman (1954), wearing one of her own designed dresses.
A multi-generational firm
His innovative approach, particularly his use of advanced AI and modern financial strategies, has seamlessly integrated with our time-honored principles of personalized service and trust. Together, we are not only preserving our legacy but also enhancing it, ensuring that our clients receive the best of both worlds: a blend of tradition and cutting-edge technology.
It is incredibly fulfilling to see our family values and mission carried forward, knowing that we are making a lasting impact on the financial well-being of the families we serve.
What’s the AIF® Designation?
The Accredited investment Fiduciary® (AIF®) Designation is a professional certification that demonstrates an advisor or other person serving as an investment fiduciary has met certain requirement to earn and maintain the credential.
The purpose of the AIF® Designation is to assure that those responsible for managing or advising on investor assets have a fundamental understanding of the principles of fiduciary duty, the standards of conduct for acting as a fiduciary, and a process for carrying out fiduciary responsibility.
Fi360 is accredited by the American National Standards Institute (ANSI) for the AIF® Designations recognized by FINRA.
Carol Buchman, CPA, AIF®
Investment Advisor Representative
Brigida Kola
Client Relationship Manager
Roberto Krutiansky
Registered Professional
Brett Krutiansky-Stav
Investment Advisor Representative
Parent Company: Cetera Wealth Services
We are affiliated with Cetera Wealth Services, one of the premier broker-dealers in the industry. They’re responsible for executing trades on your behalf. Like all broker-dealers, they must undergo regular auditing, and are required to meet specific net capital requirements to ensure they can meet obligations to investors like you.
But their support for our relationship goes well beyond executing trades. We have the independence and freedom to recommend the financial solutions that best suit your needs—no sales quotas to fulfill or proprietary products to push—ensuring your objectives are what drive all decisions, while Cetera Wealth Services’ network of people and resources help us pursue your unique goals and vision for the future.
Our Custodian: Pershing and Cetera Investment Services
While a broker-dealer helps supervise and facilitate the trading that converts your money into invested assets, those assets are held by a custodian. Cetera Wealth Services works with Pershing LLC to custody investor assets in brokerage accounts and advisory accounts. Pershing is a subsidiary of the Bank of New York Mellon Corporation, which is the nation’s oldest continuously operating bank and one of the world’s leading providers of securities services. BNY is the corporate brand of The Bank of New York Mellon Corporation and may be used to reference the corporation as a whole and/or its various subsidiaries generally.
Cetera Investment Services LLC serves as the IRA custodian on individual retirement accounts (IRAs), responsible for tax reporting and administering IRAs. Cetera Investment Services is an affiliate of Cetera Wealth Services, providing brokerage and other services to its own clients in addition to providing IRA custodial services to Cetera Wealth Services’ clients. Cetera Investment Services must meet certain net worth and other requirements to be approved as a custodian, and is subject to regular audits, both internally and by independent firms, to maintain the approval.
